Cardless

The embedded credit card platform for building native credit experiences

StablecoinsFintechPear VC

TIMELINE · MONEY RAISED

Cardless | 4333 days from X account to first raise on record

@cardless·Raised $90M in 2 sourced rounds·1 signal before the first raise

Money raised, round by round (amounts linked to their source). Pins are dated signals; hover the icons for dates.

Funding rounds

1. September 22, 2025
   Series B+ · $60M
   SSpark Capital (lead)
   Source: cardless.com
2. November 26, 2024
   Series B+ · $30M
   AActivant Capital (lead)
   Source: prnewswire.com
3. January 15, 2013
   X account created
4. May 20, 2001
   Website created
5. Date unknown
   PPear VC · accelerator or program
   Source: pear.vc

Founders and team

• MS
  Michael Spelfogel Founder

  LinkedIn
• SK
  Scott Kazmierowicz Founder

  LinkedIn
• FT
  Fitz Tepper Chief Operating Officer

Investors

• AActivant Capitallead investor
• AAmex Ventures
• AAssurant Ventures
• CClocktower Ventures
• CCommerce Ventures
• GGreycroft
• IIndustry Ventures
• PPear VCaccelerator
• SSpark Capitallead investor
• TThayer Investment Partners

Companies like Cardless

• BBlostemSeries A · Nov 2025
• NNuvo$45M Series A · Apr 2025
• LLithicSeries B+ · Oct 2025
• BBuckzy$14.5M Series A · Dec 2022
• SSELL IT9Seed · Jun 2026
• SScapia$63M Series B+ · Oct 2026

Other companies backed by Spark Capital

• AAir Space Intelligence$325M Series B+ · Oct 2026
• OOratomic$475M Series B+ · Oct 2026
• CCapitolis$120M Series B+ · Oct 2026
• FFurientis$25M Seed · Oct 2026
• HHiringCafe$6.8M Pre Seed · Sep 2026
• CCyera$400M Series B+ · Sep 2026

Spark Capital portfolio →