Defacto

Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies.

Latest funding

$11M Series A · November 14, 2023

Source: startupintros.com

Total raised: $30M across 3 sourced rounds

All 3 rounds ↓

Website: getdefacto.com.

X: @getdefacto · 49 followers.

LinkedIn: getdefacto.

Categories: Lending and credit Fintech Developer tools and cloud.

Sectors: B2B, Credit, Embedded Systems, FinTech, Payments.

Stage: Series A.

Based in: Paris, France.

Total raised: $30M in 3 sourced rounds.

Last round: Nov 14, 2023 · 1,097 days ago.

On Recent Funding since: Sep 30, 2026.

Signals

X account@getdefacto · created Dec 3, 2021 (4 years old) · 49 followers

Website registeredApr 22, 2021 (5 years old)

About Defacto

The platform of the company solves the working capital requirement, provides loans, and lets businesses return when consumers pay, allowing businesses to finance any invoices and offer early payment to suppliers, as well as automate payments and reconciliation.

TIMELINE · MONEY RAISED

Defacto | 193 days from website to first raise on record

@getdefacto·Raised $30M in 3 sourced rounds·1 signal before the first raise

Money raised, round by round (amounts linked to their source). Pins are dated signals; hover the icons for dates.

Funding rounds

Date	Round	Amount	Lead	Source
Nov 14, 2023	Series A	$11M	—	startupintros.com
Jun 1, 2022	Series A	$16M	GGlobal Founders Capital	startupintros.com
Nov 1, 2021	Seed	$3M	—	startupintros.com

Timeline

December 3, 2021
X account created
April 22, 2021
Website created

Founders and team

JG
Jordane Giuly Founder
MG
Marc-Henri Gires Founder
MO
Morgan O'hana Founder
CG
Charlotte Gounot Deputy Managing Director
MF
Manou Febvret Product & Design

Investors

Companies like Defacto

MMintifi$180M Series B+ · Dec 2024
LLendingkart$10M Series B+ · Jul 2015
EErad$22M Series A · Sep 2026
KKriya$320M Series B+ · Sep 2025
BBlanco$5.2M Seed · Jul 2026
EEnduring Planet$12M Seed · Jun 2026

Other companies backed by Global Founders Capital

SSalary Hero$7.6M Series A · Oct 2026
BBenford$5M Pre Seed · Sep 2026
OOpio$4.61M Seed · Sep 2026
TTabby$233M Series B+ · Sep 2026
SSavvy Wealth$100M Series B+ · Sep 2026
SStoke Space$1B Series B+ · Sep 2026

Global Founders Capital portfolio →

Sources and API

Every amount links to the page it came from. * Estimated from an accelerator's published standard deal, not a company-specific disclosure. How Recent Funding sources and verifies funding data. The same data as JSON: /api/v1/companies/defacto (get a free API key).